sHREF="http://www.thefinancials.com/Advertising.html";
sSRC="http://www.thefinancials.com/banners/BannerOurAdvert_Home.gif";
sALT="This Space Available. Click here to learn about advertising on thefinancials.com.";
sTARGET="_blank";
sTEXT="";
sTEXTONLY="";
bAddRandomArg_IMG=true;
bAddRandomArg_LINK=true;
sCounter_FileName="";
sIESite="";
sGroupGlobal=""
function GetRandomArg() {

	sGetRandomArg="";
	for (i = 0; i<25; i++) {
   		sGetRandomArg=sGetRandomArg+(Math.round(Math.random()*10));
   	}
 	return sGetRandomArg;	
}

function GetBanner(sSize,sGroup,bOption,sPID,sSiteID,sLoc) {
	sRandomArg=GetRandomArg();

	if (typeof(sSize)=='undefined') {
		sSize="";
	}
	if (typeof(sGroup)=='undefined') {
		sGroup="";
	}
	sGroupGlobal=sGroup;

	if (typeof(bOption)=='undefined') {
		bOption="";
	}
	if (typeof(sPID)=='undefined') {
		sPID="";
	} else {
		sPID=sPID.toUpperCase();
	}
	if (typeof(sSiteID)=='undefined') {
		sSiteID="";
	}
	sSiteID = String(sSiteID);
	if (sSiteID=="") {
		sSiteID="HOME";
	}
	if (sSiteID=="VORTEX") {
		sSiteID="CUR";
	}
	sGroup = String(sGroup);
	if (sGroup=="VORTEX") {
		sGroup="CUR";
	}
	if (typeof(sLoc)=='undefined') {
		sLoc="";
	}
	sSize=sSize.toUpperCase();
	sGroup=sGroup.toUpperCase();
	sSiteID=sSiteID.toUpperCase();
	sLoc=sLoc.toUpperCase();

	if (sGroup=="FXCMNEWS") {
		sHEIGHT="60";
		sWIDTH="468";
		sTARGET="_blank";
		sTEXTONLY="";
		sALT="Visit FXCM.com";		

		switch (sSiteID) {
			case "COM" : 
				sSRC="http://www.thefinancials.com/banners/FXCM_NEWS_01069_468x60_COM.gif";
				sHREF="http://www.thefinancials.com/CT_FXCM_NEWS_01069_468x60_COM.html";		
				break;
			case "IDX" : 
				switch (Math.round(Math.random()*2)) {
				case 1 : 
					sSRC="http://www.thefinancials.com/banners/FXCM_NEWS_01069_468x60_IDX.gif";
					sHREF="http://www.thefinancials.com/CT_FXCM_NEWS_01069_468x60_IDX.html";		
					break;
				default :
					sSRC="http://www.thefinancials.com/banners/FXCM_NEWS_01005_468x60.gif";
					sHREF="http://www.thefinancials.com/CT_FXCM_NEWS_01005_468x60.html";		
					break;
				}
				break;
			default :
				switch (Math.round(Math.random()*2)) {
				case 1 : 
					sSRC="http://www.thefinancials.com/banners/FXCM_NEWS_01069_468x60_CUR.gif";
					sHREF="http://www.thefinancials.com/CT_FXCM_NEWS_01069_468x60_CUR.html";		
					break;
				default :
					sSRC="http://www.thefinancials.com/banners/FXCM_NEWS_01080_468x60.gif";
					sHREF="http://www.thefinancials.com/CT_FXCM_NEWS_01080_468x60.html";		
					break;
				}
				break;
			
			}

	} else {

	if (sSize=="S" && sLoc=="CBFX") {
		//empty for now
		sHEIGHT="0";
		sWIDTH="0";		
		sALT="";
		sSRC="http://www.thefinancials.com/banners/notfound.gif";
		sHREF="http://www.thefinancials.com/";		
		sTEXTONLY="";
	} else {

	switch (sSize) {
	case "TALL" : 
		//fxcm
		sHEIGHT="600";
		sWIDTH="120";
		sTARGET="_blank";
		sALT="Visit FXCM.com";
		sTEXTONLY="";

		switch (Math.round(Math.random()*2)) {
		case 1 : 
			sSRC="http://www.thefinancials.com/banners/FXCM_01045_120x600.gif";
			sHREF="http://www.thefinancials.com/CT_FXCM_Tall_01045.html";		
			break;
		default :
			sSRC="http://www.thefinancials.com/banners/FXCM_01043_120x600.gif";
			sHREF="http://www.thefinancials.com/CT_FXCM_Tall_01043.html";		
			break;
		}

		break;

	case "RECT" : 
		//fxcm
		sHEIGHT="280";
		sWIDTH="336";
		sTARGET="_blank";
		sALT="Visit FXCM.com";
		sTEXTONLY="";

		switch (Math.round(Math.random()*3)) {
		case 1 : 
			sSRC="http://www.thefinancials.com/banners/FXCM_01009_336x280.gif";
			sHREF="http://www.thefinancials.com/CT_FXCM_Rect.html";		
			break;
		case 2 : 
			sSRC="http://www.thefinancials.com/banners/FXCM_01026_336x280.gif";
			sHREF="http://www.thefinancials.com/CT_FXCM_Rect_01026.html";		
			break;
		default :
			sSRC="http://www.thefinancials.com/banners/FXCM_01045_336x280.gif";
			sHREF="http://www.thefinancials.com/CT_FXCM_RECT_01045.html";		
			break;
		}

		break;

	case "M" : 
		//AC
		sHEIGHT="60";
		sWIDTH="120";		
		bAddRandomArg_IMG=false;
		sALT="Visit www.AC-Markets.com";
		sSRC="http://www.ac-markets.com/advertTrack/impression.asp?bannerId=thefinancials120x60.gif&websiteId=thefinancials.com";
		sHREF="http://www.thefinancials.com/CT_AC_M.html";
		sTEXTONLY=""
		sCounter_FileName="AC_counter_M.gif";
		break;

	case "S" : 
		//AC
		sHEIGHT="31";
		sWIDTH="88";
		bAddRandomArg_IMG=false;
		sTARGET="_blank";
		sALT="Visit www.AC-Markets.com";
		sSRC="http://www.ac-markets.com/advertTrack/impression.asp?bannerId=thefinancials88x31.gif&websiteId=thefinancials.com";
		sHREF="http://www.thefinancials.com/CT_AC_S.html";
		sTEXTONLY=""
		sCounter_FileName="AC_counter_S.gif";
		break;

	case "T" : 
		//AC
		sHEIGHT="124";
		sWIDTH="100";
		bAddRandomArg_IMG=false;
		sTARGET="_blank";
		sALT="Visit www.AC-Markets.com";
		sSRC="http://www.ac-markets.com/advertTrack/impression.asp?bannerId=thefinancials100x124.gif&websiteId=thefinancials.com";
		sHREF="http://www.thefinancials.com/CT_AC_T.html";
		sTEXTONLY=""
		sCounter_FileName="AC_counter_T.gif";
		break;

	default :

		sHEIGHT="60";
		sWIDTH="468";
		sTARGET="_blank";
		sTEXTONLY="";

		//cobrand banners
		if (sGroup=="COBRAND") {
			sALT="Visit FXCM.com";		
			sCounter_FileName="http://www.thefinancials.com/banners/cobrand.gif";
			switch (Math.round(Math.random()*1)) {
			case 1 : 
				sSRC="http://www.thefinancials.com/banners/FXCM_01069_468x60_COBRAND.gif";
				sHREF="http://www.thefinancials.com/CT_FXCM_L_01069_COBRAND.html";		
				break;
			default :
				sSRC="http://www.thefinancials.com/banners/FXCM_01006_468x60_COBRAND.gif";
				sHREF="http://www.thefinancials.com/CT_FXCM_L_01006_COBRAND.html";		
				break;
			}
		} else {

			sALT="Visit FXCM.com";		
			switch (Math.round(Math.random()*3)) {
			case 1 : 
				sSRC="http://www.thefinancials.com/banners/FXCM_01041_468x60.gif";
				sHREF="http://www.thefinancials.com/CT_FXCM_L_01041.html";		
				break;
			case 2 : 
				sSRC="http://www.thefinancials.com/banners/FXCM_01005_468x60_US.gif";
				sHREF="http://www.thefinancials.com/CT_FXCM_L_01005.html";		
				break;
			default :
				sSRC="http://www.thefinancials.com/banners/FXCM_01045_468x60.gif";
				sHREF="http://www.thefinancials.com/CT_FXCM_L_01045.html";		
				break;
			}

		}

		break;
			
	}
	}
	}

	if (sTEXTONLY) {
		sGetBanner=sTEXTONLY;
	} else {
		if (sTEXT) {
			sGetBanner=sTEXT;
		} else {
			sGetBanner="";
		}
		sGetBanner=sGetBanner+"<a target='" + sTARGET + "' href='" + sHREF
		if (bAddRandomArg_LINK) {
			sRandomArg=sRandomArg + "?";
			sGetBanner=sGetBanner+ "?ord=" + sRandomArg 
		}
		sGetBanner=sGetBanner+ "'><img border='0' src='" + sSRC 
		if (bAddRandomArg_IMG) {
			sGetBanner=sGetBanner+"?ord=" + sRandomArg;
		} 
		sGetBanner=sGetBanner + "' alt='" + sALT + "' width='" + sWIDTH + "' height='" + sHEIGHT +"' name='Banner'></a>";
		if (sCounter_FileName!="") {
			sGetBanner=sGetBanner + "<img border='0' src='" + sCounter_FileName + "' width='1' height='1'>";
		}
	}
	return sGetBanner;
}

// begin popup code
// Browser Detection
isMac = (navigator.appVersion.indexOf("Mac")!=-1) ? true : false;
NS4 = (document.layers) ? true : false;
IEmac = ((document.all)&&(isMac)) ? true : false;
IE4plus = (document.all) ? true : false;
IE4 = ((document.all)&&(navigator.appVersion.indexOf("MSIE 4.")!=-1)) ? true : false;
IE5 = ((document.all)&&(navigator.appVersion.indexOf("MSIE 5.")!=-1)) ? true : false;

IE6 = ((document.all)&&(navigator.appVersion.indexOf("MSIE 6.")!=-1)) ? true : false;
ver4 = (NS4 || IE4plus) ? true : false;
NS6 = (!document.layers) && (navigator.userAgent.indexOf('Netscape')!=-1)?true:false;

IE5plus = IE5 || IE6;
IEMajor = 0;

if (IE4plus)
{
	var start = navigator.appVersion.indexOf("MSIE");
	var end = navigator.appVersion.indexOf(".",start);
	IEMajor = parseInt(navigator.appVersion.substring(start+5,end));
	IE5plus = (IEMajor>=5) ? true : false;
}

// Body onload utility (supports multiple onload functions)
var gSafeOnload = new Array();
function SafeAddOnload(f)
{
	if (IEmac && IE4)  // IE 4.5 blows out on testing window.onload
	{
		window.onload = SafeOnload;
		gSafeOnload[gSafeOnload.length] = f;
	}
	else if  (window.onload)
	{
		if (window.onload != SafeOnload)
		{
			gSafeOnload[0] = window.onload;
			window.onload = SafeOnload;
		}		
		gSafeOnload[gSafeOnload.length] = f;
	}
	else
		window.onload = f;
}
function SafeOnload()
{
	for (var i=0;i<gSafeOnload.length;i++)
		gSafeOnload[i]();
}

function isInt(numIn)
{
	var checknum = parseInt(numIn);
	return !isNaN(checknum);
}

function PUW_Init()
{
	if (gPopupWindow.CheckFrequency())
	{
		setTimeout("gPopupWindow.Show()",gPopupWindow.showDelay);
	}
}

function PUW_Show()
{
	var settings = "width="+this.width+",height="+this.height+",top="+this.top+",left="+this.left+",";
	settings += "scrollbars=" + ((this.scrollbars) ? "yes," : "no,");
	settings += "toolbar=" + ((this.toolbar) ? "yes," : "no,");
	settings += "location=" + ((this.locationbar) ? "yes," : "no,");
	settings += "menubar=" + ((this.menubar) ? "yes," : "no,");
	settings += "status=" + ((this.statusbar) ? "yes," : "no,");
	settings += "resizable=" + ((this.resizable) ? "yes" : "no");
	
	var newWin = window.open(this.url,this.name,settings);
	
	if (! this.ontop)
		window.focus();
}

function PUW_CheckFrequency()
{
	var shouldShow = this.frequency != 0;
	if (this.frequency > 0)
	{
		var allCookies = document.cookie;
		var start = allCookies.indexOf("PUWCount=");
		if (start >= 0)
		{
			var end = allCookies.indexOf(";",start);
			if (end < 0)
				end = allCookies.length;
			var freqStr = allCookies.substring(start+9,end);
			if (isInt(freqStr))
				this.frequency = parseInt(freqStr);
		}

		if (this.frequency>0)
			this.frequency--;
		else
			shouldShow = false;
			
		var exp = new Date();
		exp.setTime(exp.getTime()+this.renew*60*60000);
		document.cookie = "PUWCount="+this.frequency+ "; expires=" + exp.toGMTString();
	}
	
	return shouldShow;
}


function PopupWindow(url,width,height)
{
	this.width = width;
	this.height = height;
	this.top = screen.availHeight/2 - height/2; // center
	this.left = screen.availWidth/2 - width/2; // center
	this.name = "mypopupwin";
	this.url = url;
	this.showDelay = 2000;
	this.frequency = 2; // how many times show per renewal time period
	this.renew = 1; // renew showing every x hours
	this.scrollbars= true;
	this.toolbar= false;
	this.statusbar= false;
	this.resizable = false;
	this.locationbar = false;
	this.menubar = false;
	this.ontop = true;	
	this.Init = PUW_Init;
	this.Show = PUW_Show;
	this.CheckFrequency = PUW_CheckFrequency;
}

function PUWStart()
{
	gPopupWindow.Init();
}

if (sGroupGlobal!="COBRAND") {

SafeAddOnload(PUWStart);

switch (Math.round(Math.random()*3)) {
case 1 : 
	gPopupWindow = new PopupWindow("http://www.thefinancials.com/PU_FXCM_01004.html", 361, 305);		
	break;
case 2 : 
	gPopupWindow = new PopupWindow("http://www.thefinancials.com/PU_FXCM_01069.html", 361, 305);		
	break;
default :
	gPopupWindow = new PopupWindow("http://www.thefinancials.com/PU_FXCM_01009.html", 361, 305);
	break;
}
 
gPopupWindow.toolbar = false;
gPopupWindow.statusbar = false;
gPopupWindow.resizable = false;
gPopupWindow.ontop = true;
gPopupWindow.scrollbars = false;
gPopupWindow.frequency = 1

}

// end popup code

function EX_Mortgage_Rates_ALL(sPID,sParamName,sParamVal) {
	initChart1Props='i003009_i003023_i002981_i002995';

	sHTML="";
	sHTML=sHTML+"<!LANGUAGE='JavaScript' SRC='http://www.theFinancials.com/js/FREE_Thumbnails.js'></script>";
	sHTML=sHTML+"<!LANGUAGE='JavaScript' SRC='http://www.theFinancials.com/js/Banners.js'></script>";
	sHTML=sHTML+"<table border='0' align='center' cellpadding='0' cellspacing='0' width='100%'>";
	sHTML=sHTML+"   <tr>";
	sHTML=sHTML+"   <td style='border: 0px none' valign='top' align='center'>";
	document.write(sHTML);
	document.write(GetBanner('L','COBRAND','','','VORTEX'));
	sHTML='';
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"   </tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"<table width='500' ALIGN='CENTER' BORDER='0' CELLSPACING='0' BORDERCOLOR='#000000' CELLPADDING='1'>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td  COLSPAN='4'  style='border: 0px none' valign='top'>";
	sHTML=sHTML+"<font face='Arial, Helvetica' size='2' color='#000000'><b>All Mortgage Rates & Indicators</b></font>";
	sHTML=sHTML+"<p style='margin-top: 6'><a href='http://currencies.theFinancials.com' target='_blank'><font face='Arial, Helvetica' size='2'>Quotes, Charts, Research, Data</font></a></p></td>";
	sHTML=sHTML+"<td COLSPAN='6' style='border: 0px none' valign='top' align='right'></a><font color='#000080'><a href='http://www.thefinancials.com/' target='_blank'><img src = 'http://www.thefinancials.com/images/ContributedBytheFinancials.gif' alt='Compelling Content for Websites &amp; Investors' align='top' border='0' width='210' height='35'></a>";
	sHTML=sHTML+"<br></a></font><a href='http://www.theFinancials.com/LoadSample.html?style=Full%20Report&styleid=F&title=All%20Mortgage%20Rates%20&%20Indicators&id=836&file=EX_Mortgage_Rates_ALL&branding=C' target='_blank' onmouseover='window.status=&quot;Request instructions for adding this report to your site, for FREE.&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='2'><b>Add this report to your site (free)</b></font></a>";
	sHTML=sHTML+"</td></tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td COLSPAN='10' BGCOLOR='#000080'";
	sHTML=sHTML+" Style = 'border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><b><p ALIGN='left'><Font ";
	sHTML=sHTML+" face='Arial, Helvetica' color='#FFFFFF' size='2'>Freddie Mac and Fundamental Mortgage Market Indicators</font></b></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)' ";
	sHTML=sHTML+"    valign='bottom' rowspan='4'><b><p ALIGN='left'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'>[click item to view chart]</font></b></td>";
	sHTML=sHTML+"    <td COLSPAN='2' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none; margin: -1px; padding-top: -2px; padding-bottom: -2px'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Current</b></font></td>";
	sHTML=sHTML+"    <td COLSPAN='2' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
	sHTML=sHTML+"    <td COLSPAN='2' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
	sHTML=sHTML+"    <td COLSPAN='2' BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right:  1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Previous</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Last</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#C0C0C0' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#0000FF' size='1'><b>Day</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#C0C0C0' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#0000FF' size='1'><b>Week</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#C0C0C0' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#0000FF' size='1'><b>Month</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#C0C0C0' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right:  1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#0000FF' size='1'><b>Year</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#FFFFFF' size='1'><b>1-Apr-05</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#FFFFFF' size='1'><b>1-Apr-05</b></font></td> ";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#FFFFFF' size='1'><b>26-Mar-05</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' colspan='2' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#FFFFFF' size='1'><b>3-Mar-05</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right:  1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 0px none'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' color='#FFFFFF' size='1'><b>2-Apr-04</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"  <tr>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Last</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>% Chg</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Last</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>% Chg</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Last</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>% Chg</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Last</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>% Chg</b></font></td>";
	sHTML=sHTML+"    <td BGCOLOR='#0099CC' ";
	sHTML=sHTML+"    style='border-left: 1px solid rgb(128,128,128); border-right:  1px solid rgb(128,128,128); border-top: 1px solid rgb(128,128,128); border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='CENTER'><font ";
	sHTML=sHTML+"    face='Arial, Helvetica' COLOR='#FFFFFF' size='1'><b>Last</b></font></td>";
	sHTML=sHTML+"  </tr>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i000000&quot;,&quot;i000000&quot;,&quot;i002189&quot;,&quot;i002190&quot;,&quot;Thumbnail_ChartInd_363213&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;11th District Cost of Funds Index (COFI) as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>COFI-11th District</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_363213' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;COFI_11TH as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>2.32</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>6.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.18</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.18</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.18</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>20.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.82</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i000000&quot;,&quot;i000000&quot;,&quot;i002192&quot;,&quot;i002191&quot;,&quot;Thumbnail_ChartInd_818971&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Federal Cost of Funds Index (COFI) as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>COFI-Federal</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_818971' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;COFI_FED as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>2.96</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>3.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.87</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.87</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.87</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>24.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.30</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i001401&quot;,&quot;i001400&quot;,&quot;i001399&quot;,&quot;i001780&quot;,&quot;Thumbnail_ChartInd_697242&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;U.S. Federal Reserve Prime Rate as of 1-Apr-2005 08:03&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>Fed Prime Rate</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_697242' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'><a onmouseover='window.status=&quot;PRIME RATE as of 1-Apr-2005 08:03&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.75%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.75%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.75%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.50%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>37.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.00%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002198&quot;,&quot;i002199&quot;,&quot;i002200&quot;,&quot;i002201&quot;,&quot;Thumbnail_ChartInd_763294&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Wall Street Journal Prime Rate as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>WSJ Prime Rate</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_763294' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'><a onmouseover='window.status=&quot;WSJ PRIME as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.75%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.75%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.75%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.50%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>37.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.00%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a  onmouseover='window.status=&quot;Cost of Deposit Index as of 1-Feb-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>CODI</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_150039' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;CODI as of 1-Feb-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>1.836%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>8.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.693%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.693%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>1.693%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>52.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.113%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a  onmouseover='window.status=&quot;Cost of Savings Index as of 1-Feb-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>COSI</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_172603' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;COSI as of 1-Feb-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>2.280%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.190%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.190%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.190%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>18.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.850%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i000000&quot;,&quot;i000000&quot;,&quot;i002974&quot;,&quot;i002988&quot;,&quot;Thumbnail_ChartInd_744012&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;12 Month Treasury Average as of 1-Feb-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>12 MTA</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_744012' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;MTA as of 1-Feb-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>2.171%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>7.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.022%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.022%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.022%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>64.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.229%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003003&quot;,&quot;i003017&quot;,&quot;i002975&quot;,&quot;i002989&quot;,&quot;Thumbnail_ChartInd_549988&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;1 Year Constant Maturity Yield as of 31-Mar-2005 16:58&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>1 Yr CMT</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_549988' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;CMT as of 31-Mar-2005 16:58&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>3.35%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>3.39%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.41%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>6.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.20%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>-&nbsp </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>-&nbsp</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i001347&quot;,&quot;i001346&quot;,&quot;i001345&quot;,&quot;i001786&quot;,&quot;Thumbnail_ChartInd_258952&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Treasury Bill (constant maturity) 1-year as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>1 Year Treasury</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_258952' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;TBILL CONST Y1 as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>3.35%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>3.39%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.41%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>6.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.20%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>175.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.16%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i001360&quot;,&quot;i001361&quot;,&quot;i001362&quot;,&quot;i001791&quot;,&quot;Thumbnail_ChartInd_688882&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Treasury Bond (constant maturity) 30-year as of 1-Apr-2005 16:06&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>30 Year Treasury</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_688882' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;TBILL CONST Y30 as of 1-Apr-2005 16:06&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.72%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.76%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.84%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>2.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.74%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.80%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a  onmouseover='window.status=&quot;13-Week Treasury Note Index as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>Treasury Index - 13 Week</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_916121' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;TREASURY_W13 as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>2.73%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>2.72%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.77%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>3.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.68%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>-&nbsp </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>-&nbsp</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002483&quot;,&quot;i002484&quot;,&quot;i002482&quot;,&quot;i002485&quot;,&quot;Thumbnail_ChartInd_120819&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;10-Year Treasury Bond Index as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>Treasury Index - 10 Year</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_120819' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;TREASURY_Y10 as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.45%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.50%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.59%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.38%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>12.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.90%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002487&quot;,&quot;i002488&quot;,&quot;i002486&quot;,&quot;i002489&quot;,&quot;Thumbnail_ChartInd_534983&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;30-Year Treasury Bond Index as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>Treasury Index - 30 Year</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_534983' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;TREASURY_Y30 as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.73%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.77%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.84%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>2.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.74%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.82%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002491&quot;,&quot;i002492&quot;,&quot;i002490&quot;,&quot;i002493&quot;,&quot;Thumbnail_ChartInd_145214&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;5-Year Treasury Bond Index as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>Treasury Index - 5 Year</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_145214' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;TREASURY_Y5 as of 1-Apr-2005 14:59&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.13%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.17%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.29%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>7.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.99%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>40.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>2.85%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i001396&quot;,&quot;i001397&quot;,&quot;i001398&quot;,&quot;i001733&quot;,&quot;Thumbnail_ChartInd_943855&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Federal Funds Near-Term Future as of 1-Apr-2005 08:03&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>Federal Funds</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_943855' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FEDFUNDS as of 1-Apr-2005 08:03&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>2.81%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.88%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.75%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>10.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>2.50%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>152.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>0.99%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i000000&quot;,&quot;i002179&quot;,&quot;i002177&quot;,&quot;i002178&quot;,&quot;Thumbnail_ChartInd_97431&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;3/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>3/1 ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_97431' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;ARM_Y1NATLAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.33%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>2.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.24%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.24%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>1.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.16%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>23.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.36%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003007&quot;,&quot;i003021&quot;,&quot;i002979&quot;,&quot;i002993&quot;,&quot;Thumbnail_ChartInd_675702&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;3/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>3/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_675702' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;ARMY1NEWwkAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.76%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.87%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.95%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.94%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>37.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.59%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002260&quot;,&quot;i002257&quot;,&quot;i002258&quot;,&quot;i002259&quot;,&quot;Thumbnail_ChartInd_761385&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;3/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 29-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>3/1 ARM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_761385' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;ARM_Y1 as of 29-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.76%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.88%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-4.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.13%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>6.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.80%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>28.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>3.73%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i001448&quot;,&quot;i001449&quot;,&quot;i001450&quot;,&quot;i001772&quot;,&quot;Thumbnail_ChartInd_230351&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;USD 6M LIBOR as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>USD 6M LIBOR</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_230351' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;LIB USD M6 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>3.38%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.40%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.37%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.19%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>175.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.16%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002194&quot;,&quot;i002195&quot;,&quot;i002196&quot;,&quot;i002197&quot;,&quot;Thumbnail_ChartInd_82913&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;USD 12M LIBOR as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>USD 12M LIBOR</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_82913' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;LIB USD Y1 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>3.81%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.85%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.82%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>7.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>3.57%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>166.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>1.34%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003111&quot;,&quot;i003112&quot;,&quot;i003109&quot;,&quot;i003110&quot;,&quot;Thumbnail_ChartInd_434346&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 10-Day Mandatory Delivery Commitment Required Net Yield - 7-Year Balloon Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 7yr Balloon Yield 10-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_434346' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y07D10 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.27%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.35%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.40%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.13%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>27.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.02%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003115&quot;,&quot;i003116&quot;,&quot;i003113&quot;,&quot;i003114&quot;,&quot;Thumbnail_ChartInd_590191&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 30-Day Mandatory Delivery Commitment Required Net Yield - 7-Year Balloon Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 7yr Balloon Yield 30-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_590191' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y07D30 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.34%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.41%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.45%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.19%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>27.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.06%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003119&quot;,&quot;i003120&quot;,&quot;i003117&quot;,&quot;i003118&quot;,&quot;Thumbnail_ChartInd_679724&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 60-Day Mandatory Delivery Commitment Required Net Yield - 7-Year Balloon Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 7yr Balloon Yield 60-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_679724' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y07D60 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.48%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.56%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.57%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.30%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>27.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.14%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003123&quot;,&quot;i003124&quot;,&quot;i003121&quot;,&quot;i003122&quot;,&quot;Thumbnail_ChartInd_177422&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 90-Day Mandatory Delivery Commitment Required Net Yield - 7-Year Balloon Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 7yr Balloon Yield 90-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_177422' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y07D90 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.63%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.70%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.69%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.40%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>27.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.23%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003127&quot;,&quot;i003128&quot;,&quot;i003125&quot;,&quot;i003126&quot;,&quot;Thumbnail_ChartInd_72937&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 10-Day Mandatory Delivery Commitment Required Net Yield - 15-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 15yr Fixed Yield - 10-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_72937' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y15D10 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.31%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.37%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.39%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.14%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>15.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.44%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003131&quot;,&quot;i003132&quot;,&quot;i003129&quot;,&quot;i003130&quot;,&quot;Thumbnail_ChartInd_158060&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 30-Day Mandatory Delivery Commitment Required Net Yield - 15-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 15yr Fixed Yield - 30-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_158060' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y15D30 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.34%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.40%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.42%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.17%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>15.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.48%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003135&quot;,&quot;i003136&quot;,&quot;i003133&quot;,&quot;i003134&quot;,&quot;Thumbnail_ChartInd_775188&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 60-Day Mandatory Delivery Commitment Required Net Yield - 15-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 15yr Fixed Yield - 60-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_775188' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y15D60 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.40%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.45%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.47%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.22%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>14.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.56%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003139&quot;,&quot;i003140&quot;,&quot;i003137&quot;,&quot;i003138&quot;,&quot;Thumbnail_ChartInd_743813&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 90-Day Mandatory Delivery Commitment Required Net Yield - 15-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 15yr Fixed Yield - 90-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_743813' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y15D90 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.44%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.50%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.52%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.27%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>14.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.62%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003143&quot;,&quot;i003144&quot;,&quot;i003141&quot;,&quot;i003142&quot;,&quot;Thumbnail_ChartInd_65414&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 10-Day Mandatory Delivery Commitment Required Net Yield - 30-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 30yr Fixed Yield - 10-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_65414' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y30D10 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.76%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.84%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.89%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.65%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>8.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.20%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003147&quot;,&quot;i003148&quot;,&quot;i003145&quot;,&quot;i003146&quot;,&quot;Thumbnail_ChartInd_355679&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 30-Day Mandatory Delivery Commitment Required Net Yield - 30-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 30yr Fixed Yield - 30-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_355679' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y30D30 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.80%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.88%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.93%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.68%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>8.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.24%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003151&quot;,&quot;i003152&quot;,&quot;i003149&quot;,&quot;i003150&quot;,&quot;Thumbnail_ChartInd_907185&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 60-Day Mandatory Delivery Commitment Required Net Yield - 30-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 30yr Fixed Yield - 60-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_907185' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y30D60 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.86%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.93%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.99%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.73%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>7.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.33%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003155&quot;,&quot;i003156&quot;,&quot;i003153&quot;,&quot;i003154&quot;,&quot;Thumbnail_ChartInd_423261&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;Fannie Mae 90-Day Mandatory Delivery Commitment Required Net Yield - 30-Year Fixed Rate Actual/Actual Remittance as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>FNMA 30yr Fixed Yield - 90-Day</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_423261' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FNMA_RNY_Y30D90 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.92%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.99%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>6.04%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.78%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>6.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.42%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a  onmouseover='window.status=&quot;5/1 Year Adjustable Rate Mortgage - Freddie Mac Primary Mortgage Market Survey Average as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>5/1 ARM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_50753' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;ARM_Y51NATLAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.43%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>1.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.35%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.35%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.05%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>-&nbsp </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>-&nbsp</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002463&quot;,&quot;i002458&quot;,&quot;i002448&quot;,&quot;i002453&quot;,&quot;Thumbnail_ChartInd_578616&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;5 Year Balloon/Reset Mortgage - Freddie Mac New Issues, Single-Class as of 24-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>5 Year Balloon</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_578616' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;FXD_Y5 as of 24-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.01%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>2.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.89%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.89%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>4.87%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-3.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.03%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003011&quot;,&quot;i003025&quot;,&quot;i002983&quot;,&quot;i002997&quot;,&quot;Thumbnail_ChartInd_951509&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;5 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>5 Yr Balloon, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_951509' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'><a onmouseover='window.status=&quot;FXDY5NEWwkAVG as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.01%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.01%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.01%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>2.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.89%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>22.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.00%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002462&quot;,&quot;i002457&quot;,&quot;i002447&quot;,&quot;i002452&quot;,&quot;Thumbnail_ChartInd_400884&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;7 Year Balloon/Reset Mortgage - Freddie Mac New Issues, Single-Class as of 24-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>7 Year Balloon</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_400884' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FXD_Y7 as of 24-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.08%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-12.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.82%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.82%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>16.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.99%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>15.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.33%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003012&quot;,&quot;i003026&quot;,&quot;i002984&quot;,&quot;i002998&quot;,&quot;Thumbnail_ChartInd_36096&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;7 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>7 Yr Balloon, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_36096' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'><a onmouseover='window.status=&quot;FXDY7NEWwkAVG as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.08%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.08%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.08%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.04%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>18.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.26%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002459&quot;,&quot;i002454&quot;,&quot;i002444&quot;,&quot;i002449&quot;,&quot;Thumbnail_ChartInd_117948&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;10 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>10 Year FRM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_117948' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FXD_Y10 as of 31-Mar-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.94%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-8.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.40%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.7% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.16%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.13%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>28.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.00%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003008&quot;,&quot;i003022&quot;,&quot;i002980&quot;,&quot;i002994&quot;,&quot;Thumbnail_ChartInd_97430&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;10 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>10 Yr FRM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_97430' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FXDY10NEWwkAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.14%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.16%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.20%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.98%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>16.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.28%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002261&quot;,&quot;i002251&quot;,&quot;i002252&quot;,&quot;i002253&quot;,&quot;Thumbnail_ChartInd_921373&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>15 Year FRM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_921373' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FXD_Y15 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.20%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-2.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.31%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.30%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.28%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>19.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.43%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i000000&quot;,&quot;i002183&quot;,&quot;i002182&quot;,&quot;i002184&quot;,&quot;Thumbnail_ChartInd_849873&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>15 Yr FRM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_849873' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;FXD_Y15NATLAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.58%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.56%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.56%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>6.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.22%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>11.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.70%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003009&quot;,&quot;i003023&quot;,&quot;i002981&quot;,&quot;i002995&quot;,&quot;Thumbnail_ChartInd_800884&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;15 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>15 Yr FRM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_800884' border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' width='7' height='8' alt='This marker indicates the current chart.'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;FXDY15NEWwkAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.31%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.29%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.28%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>2.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.15%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>13.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.56%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002475&quot;,&quot;i002476&quot;,&quot;i002474&quot;,&quot;i002477&quot;,&quot;Thumbnail_ChartInd_925819&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;5/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>5/1 ARM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_925819' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;ARM_51 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>4.90%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-6.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.22%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.00%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.97%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>19.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.17%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003005&quot;,&quot;i003019&quot;,&quot;i002977&quot;,&quot;i002991&quot;,&quot;Thumbnail_ChartInd_54613&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;5/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>5/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_54613' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;ARM51NEWwkAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.06%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-7.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.45%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>4.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.21%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>4.95%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>20.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.12%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002479&quot;,&quot;i002480&quot;,&quot;i002478&quot;,&quot;i002481&quot;,&quot;Thumbnail_ChartInd_844929&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;7/1 Adjustable Rate Mortgage - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>7/1 ARM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_844929' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;ARM_71 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.28%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-5.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.57%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-7.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>6.00%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>9.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.50%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>15.8% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.75%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003006&quot;,&quot;i003020&quot;,&quot;i002978&quot;,&quot;i002992&quot;,&quot;Thumbnail_ChartInd_881391&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;7/1Year Adjustable Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>7/1 ARM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_881391' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;ARM71NEWwkAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.33%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-3.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.52%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.24%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.32%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>13.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.71%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i002262&quot;,&quot;i002254&quot;,&quot;i002255&quot;,&quot;i002256&quot;,&quot;Thumbnail_ChartInd_737275&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>30 Year FRM</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_737275' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FXD_Y30 as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.86%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.89%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>6.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.51%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.57%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>12.1% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>4.97%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#FFFFFF'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i000000&quot;,&quot;i002187&quot;,&quot;i002186&quot;,&quot;i002185&quot;,&quot;Thumbnail_ChartInd_711310&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, Freddie Mac Primary Mortgage Market Survey Average as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>30 Yr FRM, natl avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_711310' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'><a onmouseover='window.status=&quot;FXD_Y30NATLAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>6.04%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>0.5% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>6.01%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'>0.0% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>6.01%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.69%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>5.4% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.40%</font></td>";
	sHTML=sHTML+"<tr bgcolor='#EEEEEE'>";
	sHTML=sHTML+"<td nowrap ";
	sHTML=sHTML+"style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; border-top: ";
	sHTML=sHTML+"0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='left'><p align='left'><font face='Arial, Helvetica' size='1'><a href='javascript:LoadThumbnail(&quot;i003010&quot;,&quot;i003024&quot;,&quot;i002982&quot;,&quot;i002996&quot;,&quot;Thumbnail_ChartInd_851646&quot;,&quot;Fname07883&quot;);'  onmouseover='window.status=&quot;30 Year Fixed Rate Mortgage, 1-Week Average - Freddie Mac New Issues, Single-Class as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'><font face='Arial, Helvetica' size='1'>30 Yr FRM, 1wk avg</font></a>";
	sHTML=sHTML+" <img name='Thumbnail_ChartInd_851646' border='0' src='http://www.thefinancials.com/images/blank.gif' width='7' height='8'></font></td>";
	sHTML=sHTML+"<td style='border-left: ";
	sHTML=sHTML+"1px solid rgb(128,128,128); border-right: 0px none; ";
	sHTML=sHTML+"   border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'><a onmouseover='window.status=&quot;FXDY30NEWwkAVG as of 1-Apr-2005 Close&quot;; return true' onmouseout='window.status=&quot;&quot;; return true'>5.63%</a></font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.6% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.72%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-1.2% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#FF0000'>5.79%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#FF0000' size='1'>-0.9% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#008000'>5.85%</font></td>";
	sHTML=sHTML+"    <td style='border-left: 0px none; border-right: 0px none; border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#008000' size='1'>11.3% </font></td>";
	sHTML=sHTML+"    <td style='border-left: 1px solid rgb(128,128,128); border-right: 1px solid rgb(128,128,128); border-top: 0px none; border-bottom: 1px solid rgb(128,128,128)'><p ALIGN='right'><font     FACE='Arial, Helvetica' COLOR='#000000' size='1'></font><font face='Arial, Helvetica' size='1'     color='#000000'>5.25%</font></td>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td COLSPAN='4' width=100%>";
	sHTML=sHTML+"&nbsp;</td></tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td COLSPAN='10' valign='top' align='center'>";
	sHTML=sHTML+"<form method='POST' name='TFC_MFR_Form'>";
	sHTML=sHTML+"<table border='0' cellpadding='4' cellspacing='0' align='center'>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td height='30' bgcolor='#000080' align='center' style='border-left: 1 solid #223798; border-top: 1 solid #223798; border-bottom: 1 solid #4BAFC8'>";
	sHTML=sHTML+"<b><font color='#FFFFFF' size='2' face='Arial, Helvetica'>TimeFrame</font></b></td>";
	sHTML=sHTML+"<td nowrap height='30' valign='middle' bgcolor='#C0C0C0' style='border-left: 1 solid #223798; border-top: 1 solid #223798; border-right: 1 solid #223798;' align='center'>";
	sHTML=sHTML+"<small>&nbsp;";
	sHTML=sHTML+"<font face='Arial, Helvetica' color='#000080' size='1'><img border='0' src='http://www.thefinancials.com/images/ActiveChart.gif' width='7' height='8'>&nbsp;Click Chart to Enlarge</font></small></td></td></tr>";
	sHTML=sHTML+"<tr><td align='left' bgcolor='#000080' valign='middle' style='border-left: 1 solid #223798; border-bottom: 1 solid #223798'>";
	sHTML=sHTML+"<input type='radio' value='W-0' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)'><font color='#FFFFFF' face='Arial, Helvetica' size='2'>Week</font><p>";
	sHTML=sHTML+"<input type='radio' value='M-1' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)' checked><font color='#FFFFFF' face='Arial, Helvetica' size='2'>Month</font></p><p>";
	sHTML=sHTML+"<input type='radio' value='Y-2' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)'><font color='#FFFFFF' face='Arial, Helvetica' size='2'>Year</font></p><p>";
	sHTML=sHTML+"<input type='radio' value='Y3-3' name='optTimeframe' onclick='ChangeTimeframes(&quot;Thumbnail&quot;)'><font color='#FFFFFF' face='Arial, Helvetica' size='2'>3-Year</font></td>";
	sHTML=sHTML+"<td style='border: 1 inset #223798' bgcolor='#FFFFFF'><a href='javascript:ZoomThumbnail(&quot;vortex&quot;,&quot;Thumbnail&quot;,&quot;_blank&quot;);'  onmouseover='window.status=&quot;Click to Enlarge&quot;; return true' onmouseout='window.status=&quot;&quot;; return true' target='_self'>";
	sHTML=sHTML+"<img src='http://www.theFinancials.com/charts/i003023p.jpg' name='Thumbnail' alt='Click to Enlarge' border='0' width='260' height='130'></a></td>";
	sHTML=sHTML+"</tr>";
	sHTML=sHTML+"</table>";
	sHTML=sHTML+"</form>";
	sHTML=sHTML+"<td COLSPAN='6' align='center' style='padding-left: 4; padding-right: 4; padding-top: 1; padding-bottom: 1' width='275' height='170'>";
	sHTML=sHTML+"</td>";
	sHTML=sHTML+"<tr>";
	sHTML=sHTML+"<td COLSPAN='10' valign='top' align='center'>";
	sHTML=sHTML+"<p align='center' style='margin-top: 0; margin-bottom: 0'><font color='#000000'' size='1' face = 'Arial, Helvetica'>sources: FHLBSF, Freddie Mac, Federal Reserve, theFinancials.com, DTN Market Access, Fannie Mae</font></p><p align='center' style='margin-top: 0; margin-bottom: 0'><div align='center'> <a href='http://www.theFinancials.com' target='_blank'><font SIZE='1' color='#000000' FACE='Arial, Helvetica'>&#169; theFinancials.com </a></font></div>";
	sHTML=sHTML+"</td></tr>";
	sHTML=sHTML+"</table>";
	document.write(sHTML);
	return '';
}